又一支付巨头诞生，仅一年用户就破1亿，或是支付宝微信最大对手
一提到支付领域，大多数人想到的都是来自AT的两大巨头软件，毕竟在当今时代，在各种可以线上支付的地方，支付宝是出现次数最多的一大软件，另外就是微信。目前，这两家支付机构已经占据了支付领域90%的份额，用业界的话来说，这已经基本上达到了垄断的程度。那么这就说明其他支付软件再没机会分得支付这块“大蛋糕”了吗？实际上并不是这样。
我们可以把这个问题放到电商领域来寻找答案，几年前，阿里和京东基本上已经拿下了电商的巨大市场，当人们都认为这一片区域的利润已经被分割完的时候，一个电商小毛孩拼多多却突然冲出了一条路，直逼京东老二的位置。拼多多是怎么做到的呢？
小编想说的是，其实90%的市场之时我们猜测熟的相对数值。我国拥有十几亿的人口，城市等级不同，每个城市人民的认知和观念也不一样。线上支付与电商一样，目前只将发展局限于一二线国内主要城市，二线以下以及一些小县镇都没有被完全渗透。因此，在小型城市，这些新型行业还有很大一部分的发展空间。
当今，在支付领域又有一大巨头产生——银联。虽然银联不被很多人看好，但是该软件在2017年走上市场，仅用了一年时间就将用户量破1亿！因此有人猜测，在未来几年，银联或许会成为微信和支付宝的最大对手。还有网友表示，该支付软件之所以能在1年内获得这么多的粉丝，是因为它一直在往宣传上砸钱。其实，一个新品牌入驻领域，在没有人了解他使用它的时候，品牌只能先通过补贴来让自己被大众熟知，这种吸粉策略放在任何一行都比较正常。
相对于前两者巨头软件，银联具有一个非常明显的优势。我们知道，在支付宝上，每年软件都会给用户规定一个限定的免费用转账提现额度，如果这些额度被用完，用户在进行转账等操作就需要被扣除一些手续费。而在云闪付上，这一点恰恰是它最大的竞争力，不管转账还是什么，手续费通通会被免除。另外，云闪付已经在各大场景部下了服务网络，不论是医疗机构、学校、售货机、食堂，还是超市、日常缴费，都可以发现云闪付的服务系统。
今年春节期间，各大网络平台都在忙着给用户表达诚意，银联也不例外，只要用户下载了这个软件并对银联的logo识别，就能得到一些奖金，最高有2019元呢。
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