扶我起来我还要买买买，小康式账单的深思
2018年虽然过去了，但是，2018年的账单来了
这一年里，你是否有意无意的在跟随大众的脚步
做着同一件事情--买！买！买！
新年新气象买买买，
618年中大促买买买，
双11年度盛典买买买，
双12再来一波买买买......
前几天还有网友责怪支付宝年度账单还不出来，1月8号年度账单总算姗姗来迟。
铁打的消费流水的money，相信大多数人看到账单的同时，反应如下：
微信各大工作群、家庭群、买买买群甚至刮起了一股账单旋风……
哀嚎哭声此起彼伏，灵魂拷问停不下来，连带着一个新词也上了热搜——账单式小康！
毕竟“剁手”一时爽,但该还的花呗白条信用卡是躲不掉的~
最让人郁闷的是，投了一年的钱，到头来怎么变成负的了？请问这位朋友是如何做到的？
支付宝账单不仅为大家总结了过去一年的消费，也为大家带来了“我怎么这么有钱”的错觉。
不过话说回来，账单式小康是马云爸爸给的，我们要做的除了笑对账单式小康，还要争取现实小康。
如何才能做到呢？
记账节流：
每个月分析盘点一下，各类支出的金额和比例，就可以做个轻松的财务诊断。记账后，知道哪些是必须花的，对于不是必须花的，买之前会想一想，是否真的要买。
想要实现小康，开源才是最重要的。无论收入多少，每个月都应该存下一部分资金用于理财，并将其作为一种习惯。
在投资理财中，根据自己的风险偏好选择合适的理财方式，并根据市场环境的变化，及时调整自己的资产配置。长此以往，创造出除了工资之外的“睡后收入”，真正实现小康生活。
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