花呗再出“奇招”:主动帮用户提额,用户:受宠若惊,但不敢用
花呗再出“奇招”:主动帮用户提额,用户:受宠若惊,但不敢用
阿里巴巴这个企业相信在中国拥有非常高的知名度,也正是因为阿里巴巴的出现到崛起,直接开发出了中国互联网电商行业。也可以说阿里一直都是互联网行业的领头羊,旗下的“支付宝”软件几乎也快成为了“全民版”软件,随着互联网的发展,支付宝融入到大众生活中的元素也越来越多。
其中,支付宝花呗就是大部分用户在使用支付宝时或多或少都会选择的支付方式。其实花呗的用处与信用卡一样可以解决燃眉之急,但花呗不同的是仅限于用来购买商品而不是兑现金。但同时,有不少支付宝花呗用户表示自己的花呗额度已经很久没有在提升过了!这一次,花呗再出“奇招”:主动帮用户提额,而用户却表示:受宠若惊,但不敢用!到底是这样的一回事?一起来看看吧。
其实花呗的奇招名为“分期额度”与普通额度还是存在区别的。打个比方:如果你的花呗额度在5000元,那么花呗会主动帮你提额增加3000元,这3000元便是“分期额度”!3000再加上之前的额度就是8000元!可以直接进行消费,但是必须分期还!
也正因如此,很多用户都表示:受宠若惊,但不敢用!首先,能够主动帮用户提额确实很体贴,但是换个角度想一想,突然增加额度,许多用户想到的第一点就是消费,而在消费过后就是分期,分期就必须要承担中间产生的利息,利息虽然不高,但积少成多的道理谁也知道。
其次,如果自控能力差的用户体验到增加额度带来的快感后,久而久之会增加“依赖性”!严重点说一生中大半生时间用来给花呗“打工”!这也在无形中增加了你的消费能力。在自己的经济能力没能得到提升时,却增加了消费水平,这是一件多么可怕的事情?
所以,对于支付宝花呗的主动帮用户提额,用户呈现出的:受宠若惊,但不敢用!也并非没有道理。其实,在使用类似的软件消费时并不要一昧的追求高额度,如果没有足够的经济能力或者自控能力,你或许真的不知道这些会给自己带来多大的麻烦!
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