花呗封停“红线”已再次被确认，如若触碰，一分钱额度也难涨？
众所周知，随着互联网的飞速进步，如今人们的日常生活中，已经离不开微信、支付宝、淘宝等手机软件了，网络的发展带给了我们诸多的便利，尤其是第三方移动支付平台的出现，确实影响很大，就连银行都忍不住打造了云闪付，希望能与微信、支付宝相较量，这或许就是移动支付的魅力吧！而我们都知道，支付宝目前的全球用户数量已经突破了10亿人，所以说，马云为了保障支付宝的正常运作，肯定也要制定出一些规则来。
都知道，支付宝能与微信支付相匹敌，不仅仅是因为蚂蚁森林、蚂蚁庄园的公益性质，在笔者看来，最重要的一点，还是因为在移动支付领域，支付宝更加的成熟、安全，所以它才能推出蚂蚁花呗、蚂蚁借呗和余额宝。尤其是蚂蚁花呗，如今它的用户数量已经超过了1亿人，受到了很多年轻消费者的喜爱，可以说是支付宝的“金字招牌”。
而我们都知道，花呗每天都要借出去很多的钱，如果用户没有按时还清，又或者是用于套现，那就会对支付宝产生一定的影响。因此，花呗封停“红线”已再次被确认，如若触碰，一分钱额度也难涨？首先，就是我们刚才所说的“套现”，一旦出现这种情况，被支付宝的系统检测出来了，我们的花呗一般就会直接被封停。除此之外，如果我们逾期还款，在一种情况下，花呗也是有可能被封停的，那是什么情况呢？
一般来说，花呗的还款日都是每月的9号，很多用户这时候都没有发工资，导致难以一次性还清，所以有的人会选择最低还款，或者是延期还款。但也有一些人，可能忘记了还花呗的事情，导致逾期了，这时候我们的花呗额度一般就很难提升了。然而，还有一些人，始终没有把花呗还清，逾期了一个多月的时间，这种情况下，如果涉及的金额比较多，我们的支付宝账户就会被临时冻结，花呗也可能被封停，最严重的情况，那就是我们的个人征信也受到影响。
所以说，大家使用支付宝、蚂蚁花呗的时候，最重要的一点，就是合理控制自己的消费欲望，避免超前消费，并且一定要按时还清花呗的账单，而不要想着去投机取巧，甚至是赖账不还。那你现在的花呗、借呗分别有多少呢？欢迎讨论！
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