支付宝大整顿，凡是有这些行为，花呗借呗命不久矣！
随着互联网的快速发展，如今支付宝已经成为我们生活中必不可少的一部分，目前支付宝的全球用户已经接近10亿，支付宝的存在为国内的移动支付领域也作出的重大的贡献，实现了出门只需一部手机。一部手机行天下，吃喝住行都靠扫码即可，支付宝还可以进行提前消费。
刚开始花呗的建立是为了提高淘宝的销售，发展至今，花呗已经不仅仅只能在淘宝上消费，已经普及到线下实体店。每个的支付宝的花呗额度都是不同的，有高也有低，正常情况和芝麻分是成正比的，额度越高的消费能力普遍会更强一些，花呗是2015年4月份上线的，一直都受年轻人追捧。
花呗给大家所带来的便利相信用户都是有目共睹的，尤其是年前的15亿花呗红包，让无数用户嗤之以鼻，除了花呗功能，支付宝则还有借呗功能，借呗就相当于小额应急借贷，随借随还，利息低成为了其最为突出的特征。不过使用花呗和借呗的时候也是要注意支付宝的相应规则的，稍有不慎可能会遭到支付宝的风控，降低额度是小，取消功能遭遇封号就得不偿失了。
去年支付宝系统就检测出有一些用户在用花呗套现，经过查验证明这些账号确实存在违规行为，所以支付宝对这些违规账户进行封杀，支付宝的花呗仅限于购买，套现行为是命令禁止的。如今互联网数据都是共享的，如果你经常网贷或者有数据风险也有可能遭到支付宝风控，别让自己的征信问题影响了日后的生活。
可能有些用户还会这样抱怨，我又不知道花呗套现会有如此大的影响，也不知道互联网数据变黑也会影响支付宝对自己的审核判定。其实大家也不必抱怨，毕竟每个平台每个APP都有其相应的规则，平台不认可，我们就朝着它认可的方向去走就行。
当然每个人都可以有自己的看法，小编也是一样，每个产品的存在都有其合理的一面，小编是支付宝的拥护者，信用卡或许大家还能考虑，但是网贷就算了，毕竟有太多太多的负面信息存在。还是要告诫那些借贷者远离网贷，毕竟社会是会征信化，征信是相当重要的。处理好自己的征信才是最重要的事。
对于支付宝，信用卡和网贷，大家不知道如何看待？可以下方留言。
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