pos刷卡被怀疑套现？其实你只是忽略了这些细节！养卡必看
信用卡的使用越来越广泛，导致有很多不规范的用户，导致银行有很大一部分的亏损。
不规范用卡，有很大一部分原因是因为不规范的POS机频繁出现跳码情况，跳到公益类之后，银行没有利润，还要借钱给你，变相亏损。
终于，借着年关之际，银联开始了POS机市场的大整顿。一大批没有支付牌照的POS机浮出水面。
近期部分信用卡又开始了降额封卡的节奏，而且这次的力度较大！银行为什么会给你降额甚至封卡呢？说白了就是你的卡被银行风控了，被风控的原因无非是出现了用卡异常行为。最近小编收到了一个卡友的解除风控提额的反馈：他有一张平安的信用卡由于之前有套现行为导致被风控了！
前段时间，多家银行不约而同的对信用卡进行风控，大批持卡人被降额甚至被封卡。首先讲，哪些交易场所容易被银行定义为套现嫌疑？
１、连续几个月在同一台POS机进行重复刷卡交易；信用卡刚激活即在POS机上一次性刷爆同一张卡；每月固定日期在同一台POS机上刷卡交易；同一张卡在短短几分钟内在两个或两个以上POS机上刷卡交易。
２、信用卡在支付宝等第三方支付平台上不当刷卡行为。在短时间内过多的用支付宝做代付且每笔交易金额接近单笔限额。
3、其他不当刷卡行为，超过正常经营时间的大额交易，如在商户普遍下班后的时间进行频繁的大额交易；信用卡长期处于套空状态，比如还款日整数进去短时间内整数刷出来，频繁的整数单笔交易等等。
4.刷卡次数少，只刷大额，信用卡所支持的理念是小额、多笔，是以生活中的金融工具为出发点的，因此额度的评定标准自然与此相关。
5，试图在pos机上查额度余额！
6.刷到假商户的pos机，这种情况一般出现在一机多商户的pos机中。
现在市面上以个人身份证就可以办理的一机万户pos机，有90%的pos品牌都是虚假商户，要知道一个真实商户需要一个营业执照啊，而真实商户pos机公司也不会多赚一分钱，很多支付机构都不会去做这种吃力不讨好的事情，基本上面的商户都是几行虚假代码打上去就是搞定了，省事又省钱，所以这点要特别注意了，不管是大机还是小机，只要是一机万户的，大部分都是虚假商户。现在能做到一机万户而且还是真实商户的pos品牌，屈指可数。所以我们要认准正规的一清机！
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