花呗也有底线，只要你触碰到“红线”，额度一律不给涨！
随着移动支付的崛起，改变了人们的支付方式，花呗的开放也让人们享受到了提前消费的快乐，最高长达41天的免息，成了人们花呗支付的首选，但有些人使用了好几年的花呗额度也一分没涨，纷纷吐槽马云爸爸，殊不知不是马云小气，而是你可能触碰到花呗的“红线”。
提起花呗，很多人都会以自己有大额度花呗引以为傲，代表着信用，象征着财富，更反映了用户的消费水准，但有些人消费丝毫不差钱，但额度却原封不动，只能说明你一直踩在了花呗的“红线”上。
花呗套现或则涉嫌套现，满足其中一条，花呗想要提升额度就无望了，套现大家都知道，利用第三方支付平台恶意变现，那么涉嫌套现或许很多人存在盲点，比如你有一千额度，你在消费的时候直接一笔带过，一千消费一次就没了，频繁这样，会被风控，且会被认为可能存在套现的行为，自然也不会给你涨额度，花呗正确的消费姿势应该是少量多刷，不能过度消费。
在这有些用户可能会觉得很无辜，每次都是正常用花呗支付，且没有逾期过，用了几年下来额度仍然一分没涨，就偶尔给些临时额度，其实这个原因小编也琢磨了很久才知道，原来不是花呗问题，而是自己的频繁申请网贷导致在第三方信用搭建在支付宝“广联图”的网黑信用留下了污点，原以为广联图，上的网黑信用留下污点跟花呗是没什么关联的，毕竟花呗是征信体系的，经过多方了解才知道，自己在网黑信用留存的污点，是会上传到芝麻信用内部的，网贷的申请相信大家都知道有授权芝麻信用，所以有些人在不知情的情况下踩到了花呗的“红线”，导致额度一直不涨，甚至出现关闭的状况！
对此小编提醒大家，大数据时代，保护好个人的信用，只有信用好了，额度自然就高了！
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