都按时还完花呗不交手续费，支付宝怎么盈利？答案其实在这里
很多人想到马云的时候第一个浮现的就是阿里巴巴，并且阿里巴巴旗下还有非常出名并且成功的互联网平台，比如说淘宝和支付宝这两个平台的用户非常多，甚至这两个软件已经是人们日常生活中所必须使用的软件。支付宝就是比较贴近大家的生活，因为大家很频繁地使用移动支付并且支付宝里面有两个功能比较受大家的欢迎，那就是余额宝和花呗。
对于花呗这样的功能大家都有一定的疑问，比如说，如果大家都在支付宝所规定的期限内还款的话，支付宝没有手续费，该怎样盈利呢，其实花呗就是在满足大家提前消费这一个功能的前提下，人们是可以选择提前还款或者是别的方式。大家在还款的时候还可以选择分期付款，或者是选择还清最低还款。还款的方式有很多，大家可以选择自己心仪的方式去还款。
但是如果人们如果想要使用这两种方法的话都是要选择支付一定的手续费，但是需要的手续费并不多。其实花呗的功能是对喜欢提前消费的人需要很大的好处的，但是小编发现一个问题就是花呗的盈利问题，如果人们在每个月的九号前还完全款是不需要用户去支付手续费的，那么马云的支付宝要怎么使用花呗挣钱呢？其实马云首先肯定有更好的办法，比如说余额宝也需要支付宝去给用户利息。很多人在网上购物如果遇到自己支付不起的商品的时候可能就会选择用花呗去分期付款，这样的话也会产生一定的利息。这样花呗也就可以盈利了。
其实支付宝并不只是依靠用户来盈利，很多商家们也支持用户们使用花呗付款，并且如果商家们想要支持花呗去付款的话是需要向淘宝交手续费的，这样的话支付宝就也会盈利，其实这些手续费最后也都是需要消费者们自己去支付的，而且很多人也无法在花呗规定的九号前还款自己所欠下的数额。如果人们一直还不了全款的话就需要一直支付手续费，这样花呗同样是在盈利。
这些数据表明，支付宝主要盈利的地方主要是向支持花呗付款的商家们所收取的手续费，而不是消费者们延期还款所支付的利息。商家并不会做亏本的生意。所以说支付宝有些盈利方式就是如此成功，并且马云能够如此的成功就可以证明他自己的实力。答案其实就在这里！
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