花呗逾期怎么办？最低还款也救不了你，网友：扎心了老铁
随着现在移动时代的兴起，支付宝支付和手机微信支付逐渐成为出门付款的日常方式，现在的人出门几乎是不用带现金的，说到支付宝，大家应该非常熟悉蚂蚁花呗和蚂蚁借呗了，像小编我出门都是用蚂蚁花呗，然后到还款日期进行还款，但是渐渐的小编发现了一个现象，那就是身边好多朋友渐渐都把蚂蚁花呗关闭了，这是为什么呢？不得不说句实话，花呗用起来非常方便，而且能够解我们燃眉之急，但是花呗在使用的时候感觉就像是用别人的钱似的，刷起来一点也不心疼，甚至可以说是不节制，每月到还款期的时候，才惊觉要还债了。每月的工资刚到手就立刻还花呗，然后也就所剩无几了，好像自己成了个月月光，每月都是负债累累，想想就....扎心了老铁！
但是，你们千万不要因为花呗借款方便而过度使用，因为等到还不起款的那天，很可能会对个人征信有影响，在17年的时候蚂蚁金服公布了新的《花呗用户服务合同》，里面特别强调了花呗和个人征信有很大的关系。
如果用户在花呗还款日当天24点前没有清偿全部应还款额，而且一旦逾期一定会影响个人征信记录，这个对以后买房买车很有作用的，并且合同中还特意说明恶意花呗套现是严重违规的行为，大家千万要记得遵守哦！
所以说一旦逾期的话，后果还是挺严重的，所以小伙伴们千万不要以身试法！在使用花呗等借款平台的时候，还是要充分考虑量力而行，那么，小伙伴们怎么看待支付宝花呗的呢？都可以在屏幕下方留言评论哦！
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