明年元旦，央行新规就要到来，支付宝承受得住吗？
随着我们当今科技的不断进步，互联网也普及到了各家各户。现在的人们出门都基本都不用带钱包，直接拿一部手机进行支付就可以了。
当我们谈及移动支付，最近就有消息称，央行在明年元旦，也就是2019年1月1日，将会颁布一系列的新规，主要针对的就是支付软件。这个规定就是央行将会监控管理个人账户的大额交易以及流水异常等情况。在这个规定中，除了那些网银的交易，还包含支付宝和微信。
在新规实行以后，如果个人在这些支付平台上消费达到五万元以上或者转账达到二十万元以上，央行将会进行监控。
这些是什么意思呢？说白了，就是央行将逼迫我们放弃使用这些平台进行转账交易，给的那些说辞也是毫无逻辑的。
在生活中，央行给的那一系列规定，早就引发了大量网友的吐槽。下面就让我来看一下吧。
首先是不能在支付宝里面发红包。因为之前为了使得用户达到一个经常使用线上支付的习惯，所以就给大家发红包。但是之后央行看不惯了，并且说到这是不正当竞争的行为，然后就把这种行为给停了。停了没有事，但是之后的云闪付，为什么比支付宝的力度还要大呢？让人百思不得其解。
第二个就是打压余额宝了。央行当时给出的理由就是这个功能有很大的风险性，但是余额宝就没有任何法律上的风险。然后就开启了限购，并且余额宝的收益与购买度都越来越低了。小编想说在这之中是存在天弘基金的，只要天弘基金符合规定不就完了吗？大部分人或许有一个疑虑，那就是银行为什么要这样呢？我们根据相关的消息，可以显然的看出这些支付软件所占有的市场已经达到了百分之九十三还多，占据了绝对的优势，而且这两个增速与行业平均水平比起来还要高。可见这一领域的蛋糕是多么的大，银行肯定会心动，必然要过来分上那么一大块给自己，而这场战争还远远的没有结束。
小编认为，这些支付软件已经为我们带来了太多的方便与福利，哪怕以后没有余额宝或者红包，只要可以用来支付，结款，我们还是会继续的使用，并且支持到底！最后，对于即将到来的规定，大家都有什么观点呢？欢迎在下方讨论。
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