央行新规被再次确认,元旦开始,微信和支付宝都要执行?望周知
互联网时代,一个全新的更快捷的时代,信息爆炸,人们的生活变得更加精彩。让早年时只能发短线的传呼机,到板砖机,到如今的普及的智能手机。时代变化,旧事物也早晚会消失在历史长河里。当时的普通手机,早已被新科技的智能手机取代了。
移动支付让我们一部智能手机行天下
智能手机的出现,不单单便利了我们的通信,还改变了我们的消费手段。现在带现金出门的人很少了,大家都在用移动支付,一扫就付账。一部手机就能让你解决以前解决不了的事儿。现在还有很多新式的聊天APP出现,年轻人们普遍都在手机里交流,而非面对面。
央行带来新规
当然移动支付的盛行,也要国内的互联网巨头看到了商机。微信丶支付宝就应运而生了,在支付领域呼风唤雨,大家日常用到的支付APP不多说,两者间绝对有一个吧?尤其是支付宝,许多人都喜欢把工资丶现金放进支付宝里,能理财的APP谁不喜欢?不过新消费手段出现,监管方面当然也会有新规则了。
最近央行就是再带来了一个新规,从元旦开始,支付巨头支付宝和微信都要执行,这次新规是对使用这两款APP的用户进行工作,要求转账丶提现金超过五万元的,都要上交具体交易细节给有关部门,然后进行审核,通过的用户才能继续交易。
用户觉得麻烦,央行是为了大家好?
这次新规很明显是对那些资金周转过五万元的用户进行监制了。其实使用移动支付是挺方便的,现在加了个审核,要花那么长时间大家都会觉得麻烦。不过从另外个角度讲,这也是对大金额用户的一种保障。现在的互联网时代,网骗还是很多的,而且骗人的手法还都是层出不穷,让人防范不了。这次多加了个保险在交易上,让大家平时的资金周转也更有安全性了。
有网友说:不知道银行怎么想的,整这些让支付宝的便利都变味了。还有网友说:挺好的,给自己的资金又上了个保险锁。小编觉得,这次新规出台后,影响的人群应该不大,但给大家的资金带去又一个保障是肯定的。那些支付宝和微信的用户,你们是怎么想的呢?欢迎留言讨论。
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