年底到了，支付宝中的福利积分可别浪费了！不换可就吃大亏了！
大家经常使用支付宝进行支付，可是支付宝中其实还隐藏着非常大的福利，那就是蚂蚁积分了，而且现在年底就要到了，再不用就要清零了啊！在我们的支付宝中，有一个【蚂蚁积分】功能，我们每一次剁手都会有相应的积分，这些积分可是能兑换非常多福利的呢！
一、备用金
每个月月底总有那么几天要吃土，这时候我们就可以使用蚂蚁会员中的备用金解决我么的小尴尬，免费试用，7天自动归还。不过我们的信用分值还是不能低于650分的。
二、宝贝守护计划
只要加入这个权益就能享10万少儿大病保障金，12中大病确诊即赔，不同级别需要的积分也有所不同，但是用处还是很大的。家里有小孩子的伙伴们可以了解一下。
三、提现免服务费
现在我们提现就不喜欢就是要收取服务费，但是我们可以使用我们的积分兑换提现服务，大众会员，1积分可以兑换1元提现额度，黄金会员，1积分可以兑换1.5元提现额度，铂金会员：1积分可以兑换3元提现额度。
四、积分兑换
我们也可以使用我们现有的蚂蚁积分在支付宝中兑换我们想要的东西，像优酷VIP、天猫现金抵用券、流量券等等，非常实惠。
除了以上这些之外，里面还有其他很棒的福利呢，再不兑换的话很快就要清零了，大家有空的话就赶紧去看看里面有哪些权益可享用吧~别等清零可就吃亏啦~
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