支付“宝逾期不还”，或者是“提前还钱”，都有什么后果？
这就是社会的快速发展，20年前都没想到的现在都已经成为现实，就像现在的电商，移动支付，已经改变了国人的生活习惯，这些变化都是因为一个人。
马云，其实他的成功并不是偶然，因为马云做的事，都是以服务人民为主，盈利在后，所以国内也有很多人信奉马云所说的话，其实，马云的成就不只是电商，他 还有支付宝。
支付宝的花呗，也是一个改变支付习惯的功能，都说马云聪明，事实也确实如此，他想把美国的“先消费后还款”的消费方式引入国内，但是知道国人并不喜欢信用卡这个东西，所以他想出了蚂蚁花呗，功能与信用卡也差不多，但是使用起来更方便，而且只要是支付宝的用户就可以用花呗。
但是有借就有还，那么花呗， 逾期不还钱，或者是提前还钱，有什么影响呢？
很多人都认为花呗的还款日是10日，到底是每个月9号就已经开始了，到了10日，用户只能选项还全款或者分期，所以，如果在9号之前就还清，至少不用分期还款，他如果忘记或者故意逾期不还钱，支付宝的处理方式与银行都是一样的，也会影响个人信誉，总之，现在的支付宝并不只是一个简单的应用，他的信用方对很多事都有影响，所以大家在使用的时候也要多多注意，以免给以后的生活带来麻烦。
对此你是怎么看的？支付宝信用分已经到了多少分了？问你在下方评论区留言，期待您的关注！
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