手机在手,钱却不翼而飞?保护好手机钱财你需要注意这几点!
随着移动支付的普及,有手机可谓是能行天下,衣食住行都能够手机解决啦!当然,便捷的手
机支付背后,也隐藏着不小的风险。
今日案例:
哈尔滨的关女士在外地出差,因工作需要,两部手机均保持24小时开机。突然接到朋友的电话,称给自己另外一个手机怎么也打不通电话。于是关女士拨打运营商客服电话,说自己电话卡申请了升级换卡,旧卡已失效。
关女士的旧卡与多张银行卡绑定,且开通了手机银行,感觉不妙的关女士立刻到银行查询账户余额,发现卡内的存款分三笔被转出,近30万元存款不翼而飞。
到底是什么原因导致关女士手机旧卡失效,进而银行卡账户被盗呢?
案例原由:
经过调查发现,原来是中国移动黑龙江分公司,正在办理3G升级4G补卡业务,不用本人到场,只要用本机号码拨打客服电话,提供个人信息和密码,就可以将升级后的4G手机卡邮寄到指定地址。
于是,骗子把通过软件破获密码的手机号整理出来,拨打客服电话申请了邮寄补卡。黑龙江已发生多起类似案件。目前,运营商已取消电话补卡业务。
如何保护手机卡安全:
近日,关于4G卡要升级5G卡的新闻也是层出不穷,为了避免出现关女士这种情况,保护好手机财产,需要我们做好这几点。
(1)注意隐私保护!
不随意填写银行卡号、身份证信息、手机号码、支付账户号码等敏感信息。在安全性未知的页面,短信验证码等信息不随意告知他人。
(2)不随便下载"移动"APP
国家计算机病毒应急处理中心近期通过互联网监测发现,10款违法有害移动应用存在于移动应用发布平台中,其主要危害涉及隐私窃取、恶意传播和流氓行为三类,如果你有以下几款APP,赶紧卸载!
《生存战争盒子》(版本V 1.5.0)、《Dragon Robot》(版本V1.0)这两款移动应用存在危险行为代码,直接窃取用户隐私信息,造成用户隐私泄露。
《简单相机》(版本V1.0.0)、《抖点短视频》(版本V2.3.0)这两款移动应用存在恶意行为代码,并私自进行传播。警惕该移动应用私自下载安全移动应用,窃取用户隐私信息,造成用户隐私泄露,资费消耗。
《荣耀夺宝》(版本V1.15、V1.0.1)、《完美女神修图》(版本V6.2.2)、《再歪一点》(版本V2.5)、《省心文件管理器》(版本V1.0)、《新拼货》(版本V3.2)、《生日提醒管家》(版本V2.4)这六款移动应用存在危险行为代码,捆绑恶意广告插件,给用户使用造成不便。
(3)不点开不明链接
网上盗刷是非接触式的,不法分子只需获得持卡人的账户信息,即可转走卡内的钱。发送藏有木马病毒的短信、网站链接是常用手段。不要点开不明链接,一旦发现网银有异常登录或支付情况后,应立即解绑、冻结银行卡。
(4)添加陌生公众号或个人号
各大商场店面门口的微信照片打印机,让用户通过添加不同的微信公众号来获取免费照片。一旦添加这些不明身份的公众号,泄露个人信息的风险随之增加,为个人财产安全埋下隐患。
(5)关闭微信、支付宝等免密支付
手机免密支付虽方便,但毕竟要绑定银行卡,总让人不太放心,所以如果不是特别必要,建议关闭支付宝和微信等小额免密支付功能。
目前支付宝“因业务调整升级,小额免密支付不再提供新开启服务”,不过付款码、声波免密支付,乘车码免密支付还是存在的,还需特别注意。
为了自己的资金安全,上面几点还需特别注意,如果觉得很有意义也别忘了分享给好朋友哦。
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