信用卡“套现”的正确姿势
偶尔会听养卡的朋友们说起，信用卡授信又被降了，这究竟发生了什么？！怎么样才能不被银行降额？本期我们就来聊聊这个话题。我们先来看看怎么样刷卡会引起银行关注。
同一张卡，半小时内在两个或两个以上终端上有交易。
短时间内消耗完信用卡的授信额度。
长期在固定几台POS机上重复操作。
大额消费几乎都是使用低费率或0费率的pos机。
知道银行的敏感点后，我们就来说说如何正确套现。
例如先用信用卡给支付宝a账户充值，再转账到支付宝b账户，再从b账户转回a账户，接下来就不用小编在这里说了。当前这样不只支付宝这一家平台，其他平台也差不多这样操作，只是有多注意下细节，比如手续费之类的。
我们周围有各种各样的商场，或许你之前没有注意，但是小编可以负责任的告诉你，大部分的商场都潜伏着专门帮人套现的黄牛们。他们会帮你轻松套现，而且由于商户正常，绝对不会引起银行的注意。
先注册一些交易网站的商户账号，然后放上商品，接下来就是使用多个信用卡进行疯狂购买了。对于这样做需要注意网站对恶意刷单是否有管理，只要不触动他们的底线就可以长期干下去。
这是卡友常用的一种方法，但要注意使用正规的pos机，低费率或者0费率的的机器是省钱了，但是卡被冻结的风险也高了。
办张电话卡，使用信用卡进行充值，然后再到营业厅去办理销号。销号后会进行退款，而且退款一般都采用现金的方式。相信营业厅的现金会抵得过你的授信额度。
这个方法和话费套现差不多，就是购买商品（商品包括的范围很广，机票、电器、奢侈品等等都算在内）后，进行退货。现在商场都讲究用户至上，只要没有损坏，退货退款是没有问题的。
都说朋友多了路好走。这话真不错，比如让朋友消费的时候刷你的卡，或者就是AA制的时候你付款，之后让朋友们再把消费的金额转给你，这样既安全又可以提高额度，一举多得的事。
这是极度简单粗暴的方式，银行是欢迎的，但是常常被卡友不齿，我们放在最后，不管怎么说也是一种套现方式吧。
在这花花世界中，不撸信用卡是不可能的，但是如何撸得漂亮，撸得精彩，撸开心了还能持久，这就是个技术活了。相信看了以上内容后，各位卡友在养卡的时候都心里有数了。
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