为什么银行窗口不全开，非要让大家排长队？原来这里面还有猫腻
大家都觉得银行办理业务非常的麻烦，最主要的一点就是排队等候的时间，每次去银行办理业务的时候，前面的人都排了好长一个队，随着互联网的发展，大家更愿意把钱放在手机上了，而不愿意放在银行存款，其实排队也是一个很大的原因。
大家比较费解的一点是，为什么银行排队的人那么多，银行的窗口还不每个都开放呢？真的是令人匪夷所思。之前有人分析说，之所以不把所有的银行窗口打开，就是要让大家排长队，这样从表面上来看，就可以造成银行人数很多的样子，也就是生意很好，财源滚滚，从而来吸引更多的用户，不过这个说法显然是不准确的，银行之所以不把所有的窗口都开放，其实主要有这3点原因。
第一个原因：减少用人开支，不管怎么说，银行的本质还是为了获利，他们的高管自然就会想着怎么把用人成本降到最低，从而实现利益的最大化。银行的工作人员本来工资也挺高的，雇佣的人数越多也就是意味着成本也会越多，为了减少这笔支出，只能少招一些人了。窗口虽然那么多，人数是远远不够的。所以银行的窗口才会出现轮流值班的情况。为了减少用人成本的支出，现在很多银行都出现了自助机器来办理业务，银行的工作人员会在旁边引导你使用ATM机。
第二个原因：为了推广理财产品。大多数人去银行都是为了存款的，很难想起要去投资理财，而在排队等候的过程中，有时候就会遇到几个工作人员上来向你推销一些理财产品，本来排队就比较无聊，很多人都会愿意仔细地听工作人员说道，他们都是专业的销售人员，自然会把理财产品说的天花乱坠，让你蠢蠢欲动。所以你可能就会办理他们推荐的那么业务了。
最后一个原因。大客户占用了一定的资源。我们都知道银行办理的时候是有专门的VIP通道的，VIP对于银行来说就是大客户，所以他们会把更多的人力资源还是有精力花在大客户的身上，给他们提供专门的特殊待遇，毕竟大客户如果溜走了的话，银行可就要损失一大笔钱了。这笔账，聪明人都会算的。
看完之后，是不是终于明白了为什么你每次去银行都要排队了？这3个原因，你是不是都没有想到呢？看完的小伙伴有什么想法呢？欢迎发表你的看法！
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