十万元存支付宝里安全吗?如果存进去十万,是否一个月工资就有了
自从有了支付宝以后,大家的消费支付方式就发生了变化,很多人出门都不拿现金消费了,不管买什么几乎都用支付宝。除此之外,越来越多的人把钱存进余额宝,来赚取相应的利息。玩过支付宝的小伙伴们都知道,支付宝里面有个钱生钱的功能,就是这个余额宝了。对于这个余额宝,可能有很多人不怎么懂,在此就简单解释一下,余额宝是蚂蚁金服旗下的余额增值服务和活期资金管理服务产品,由第三方支付平台支付宝为个人用户打造的一项余额增值服务。其实简单来说,你把余额里面的钱存进余额宝,可以产生比银行利息高的利息,只放在支付宝里面的余额里可不会产生收益的,反而余额宝是可以赚点利息的,存1000块钱在余额宝里一天大概可以赚一毛钱左右。
支付宝的余额宝是比较受用户青睐的,并且支付宝的流动性比较强,钱存支付宝随时可以取出来用,不耽误急用钱的时候,大家都知道要想在银行存钱获取点收益就必须存成定期才行,可是如果存成定期的话,很多人在急用钱的时候会不方便,并且钱存支付宝不用担心丢了这些问题,因为马云曾经说过,只要你敢存,他就敢赔!也就是说只要你把钱存支付宝,如果钱丢了支付宝会全额赔偿你的损失。
最近有网友很关注这个问题,就是如果在支付宝存10万块,一年能够获取多少的收益?这个问题其实很早以前就有很多网友问过的了。
现在余额宝的受益就是在4%左右,虽然不如一开始的多了,但是还是会比银行的利率高一些,如果存十万元的话,那么一年到头能拿3000多元左右的利息,接近4000左右样子,受益还算客观。但是毕竟是十万元,存进支付宝中是否真的安全呢?
大家都知道,在我们用支付宝进行消费的时候,每次都是需要输入密码的,如果你中途换了手机,用支付宝进行消费的时候,还需要短信验证,甚至登录时还需要用到指纹。由此可以看出,支付宝还是有安全保障的。不光如此,这个问题马云也做出过回复,如果支付宝中的钱被盗了,损失多少,阿里巴巴就赔付多少,可见马云对支付宝还是很有信心的。大家就不用担心把10万元存进支付宝不安全了。
10万块存入支付宝的余额宝,一年下来有三千多的收益,然而这三千多块钱相当于很多人一个月的工资了,在很多城市每个月的收益在两三千左右的人多的是,所以要是你有10万块存入余额宝的话,还是比较划算的。
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