支付宝新规开始落实，已经有人被封号处理，现在了解还来得及
现在每一位手机用户基本上都能拥有一个支付宝APP，而且它已经成为了我们必不可少的一款常用软件。无论我们出去进行什么样的交易活动，都已离不开它的存在。现在使用它的人数已经占据了我国人数的大部分，而且使用花呗的人数更是居多，支付宝不仅在国内得到了普及，在国外也有很高的热度。
对于很多在境外的用户来说，他们的首次付款可以优惠到几十元，对于国内用户来说简直难以想象，不过在近日支付宝宣布新规，将对这一做法采取行动，轻者将不再提升额度，严重者将对其账号进行封禁处理。那么到底针对的是什么样的行为呢？就是很多人都曾经用过的套现。
有一些不法商家会利用支付宝的花呗功能来给别人套现，同时自己也从中收取一定的手续费，这样就能够解决别人的一时之急，而且自己也能从中牟利，对于他们来说，就是一箭双雕。在进行套现的时候，基本就是通过一种虚假购物的支付行为，然后就像信用卡一样来进行套现。其实这种行为是不被允许的。不仅不合理，而且在一定程度上会对市场造成不利影响。对于这样一项新规，支付宝已经开始实施了，现如今有一部分支付宝账户被封号了。
对于很多人来说，还希望能够通过一些比较隐秘的手段来进行套现，他们可能认为只要自己藏得比较深便可捡漏，其实支付宝拥有着强大的系统，能够在一天之内抵御百万次的黑客攻击，同样对于套现行为的检测功能也非常强大。也许用户觉得自己隐蔽得不错，但是在官方网站一看即可知道是否存在套现行为。而对于某些黑心中介来说，他们的账户早已经成为支付宝所关注的对象，因此最好不要触碰这种行为。
其实除了套现，还有其它的一些行为也会对自己的账号造成影响，比如花呗的钱逾期不还。或者是在借呗中借得的钱没能及时去还，都会上其黑名单。而一旦上过黑名单，肯定会被限制对花呗与借呗的使用，如果金额巨大，则将会永久封号，甚至会连本人也一并拉黑。
虽然在目前违约还不会上征信，笔者认为，一旦有了这种行为，各大平台包括银行也会知道我们的信用情况，这对我们以后的发展来说是极其不良的影响，因此在使用支付宝的过程中一定要注重合理、合法、合规。不知道大家是怎么看呢?
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