用爷爷身份证申请的支付宝，花呗借8000元，他去世能不还吗？
随着国内互联网经济的崛起，我们不由得感慨，阿里巴巴的创始人马云确实厉害，从淘宝网购再到移动支付，从哈啰单车再到哈啰出行，从无人超市再到阿里未来酒店，他影响了我们日常生活方方面面。尤其是支付宝，作为一个第三方移动支付平台，它还拥有蚂蚁森林、芝麻信用分、蚂蚁花呗、余额宝等功能，为我们的生活提供了很多的便利。最近，笔者在“悟空问答”看到了一个问题：用爷爷身份证申请的支付宝，花呗借8000元，他去世能不还吗？
首先，咱们别说到底应不应该还钱的问题，我就特别想问一下这个提问的人，目前开通花呗的年龄限制为60岁，而想要获得8000元的额度，差不多需要用好几年的时间，也就是说，你一个未成年人，拿着花呗借了8000元，你都干什么去了？紧接着，我们回到正题，如果爷爷真的去世了，马云会要求我们还花呗吗？
据笔者分析，想要不还钱，最起码先得满足三个条件。其一，你的奶奶必须比你爷爷去世得早；其二，你爷爷没有存款、房产；其三，你是使用你爷爷的手机借的花呗。也就是说，除非你的父亲不作为继承人，继承爷爷的家产，否则这一笔钱，终究还是要偿还的。而且，视情况而定，这一笔钱，有可能还需要你自己来偿还。我们已经说了，如果你不是使用你爷爷的手机借的花呗，就得准备好还钱了，那这是怎么一回事呢？
马云曾承诺，如果用户在支付宝被“盗刷”的话，支付宝会承担用户的损失，而马云的底气，来源于阿里巴巴强大的数据监控系统。阿里巴巴拥有世界上最顶级的“黑客”，同时他们也拥有最顶级的数据分析、追踪系统，通过分析用户的使用习惯，支付宝就能识别出是不是用户本人在操作，而通过同样的手段，如果我们使用爷爷的支付宝借了8000元花呗，也是会“东窗事发”的。
可想而知，支付宝的安全级别是很高的，很多人宁愿把钱存在余额宝，也不存在银行，都是因为这样一个原因。而且，我们如果用花呗借了钱，啥都别想，直接还清楚就行，不然的话，那就可能影响到我们的个人征信，可谓是得不偿失。那么，新的花呗账单已经出炉了，这个月大家要还多少花呗呢？
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