云闪付一年不到用户破亿，成为微信、支付宝的最大竞争对手！
导语：互联网的快速发展，给我们老百姓生活带来了越来越多的便利，现在出门你可以忘了带钥匙钱包，只要带了一部手机就可以了。无论你是吃饭还是出行， 又或者乘坐公交地铁，手机刷码进站就可以了，可以在手机上点餐和叫滴滴车，只要我们能想到的消费场面，绝多数能用手机支付解决。这些都极大的给我们带来了便捷，省了很多事情，例如我们现在出门逛街买菜都不用带现金了，以前没带钱都不敢出门，现在有了手机就可以想去那就去哪哦！
电商的成熟，也推进了移动支付的迅速发展，以马云的淘宝天猫，刘强东的京东为例，作为国内两大电商巨头其直接催化了移动支付的发展速度。而线下支付也快速渗透实体门店，丰富了支付场合。
而在这个移动支付的大环境中，支付宝和微信占有市场的主导地位，为了了解消费者更倾向于哪种方式支付，小编做了一份问卷调查，得出大部分消费者在支付小金额一般使用微信，大金额使用支付宝。而近年来，移动支付出现了新的挑战者——云闪付。其由各商业银行共同打造的一款app，用户通过云闪付可轻松完成不同银行的快速转账，支持各种支付功能，例如远程支付，NFC支付，不仅如此，云闪付还连接了各大商户服务商合作。
不知道大家发现没有，每张银行卡上都有一个银联标志，其代表着银联组织，它是实现银行卡第三方支付的核心。云闪付的出现，给银行也带来很多便利，因为很多传统业务在云闪付就可以解决了。就不用跑去银行网点办理了，节省了很多时间。然后，云闪付为形成自己的优势，也推出了很多商家优惠活动，可以说在微信支付宝的基础上进行了创新。
2018年面市的云闪付，经过一年的时间交易金额就破百万亿，用户迖到了1.2亿，成绩卓著，在短短的时间里，成为微信支付宝相抗衡的第三方支付平台。
未来，云闪付是否能够超过微信和支付宝，成为移动支付领头，还有待观察哦！
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