支付宝还是银联云闪付？是时候做出选择了！
支付宝发布公告称将从3月26日起，对通过支付宝进行的信用卡还款，每月超出2000的部分加收0.1%的服务费，即若每月需还款额为10000元，则需支付8元服务费。
支付宝收取信用卡还款服务费公告
部分网友猜测，这是支付宝为了推广花呗，打击信用卡的一步棋。蚂蚁花呗相比信用卡具有申请开通方便、无需担心实体卡丢失等优势，但也具有额度较低、无法取现等缺点。
但也有部分网友认为，这是国家扶植银联及相关APP的一种手段，继微信之后，不再允许支付宝提供过多的免费金融服务，以提高银联的竞争力。
支付宝？还是银联？
得到支付宝增收服务费的消息后，如何免费还款成了大家思考的主要问题，其实无需过多担忧，目前，通过各银行网银、APP等渠道还款大部分还都是免费的，而由中国银联携手各商业银行、支付机构等产业各方共同开发建设的“云闪付APP”甚至还信用卡还有每月两次的抽红包机会。
预计支付宝开始收费后，银联“云闪付”将迎来圈粉契机，不收费反而还返现的信用卡还款APP，是不是很心动？。
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