花花卡“全年帮你还花呗”48888 随便花将会是怎样的一种体验
21世界互联网的快速发展使得互联网和移动支付普及，移动支付慢慢的代替现金支付，这大大方便了人们日常生活，电子支付和现金支付相比，除了更加方便快捷，还更保险安全，另外不管消费者还是商家都不用再担心收到假币。中国最大的移动支付软件支付宝，推动中国进入“无现金时代”的关键因素。
另外马云为了鼓励中国人提现消费观念，支付宝前两年先后上线了“蚂蚁花呗”和“蚂蚁借呗”两种消费方式。蚂蚁花呗使用支付宝提前消费，下月还款，或分期付款。蚂蚁借呗相当于隐形的信用卡，根据支付宝的芝麻信用分来确定借款的额度，蚂蚁借呗在一方面可帮你度过困难期。其中使用蚂蚁花呗的用户，不过要提醒大家的是二种先消费方式的还款日期都是每月10号，10号正是上班族刚发工资的日子。
按照支付宝官方的“惯例”，每个月9号都会收到还款短信提醒花呗用户们不要忘记还花呗，相当于“黄世仁催收债务”。对于没有按时还款的还会在支付宝里面的亚熙宝信用数据上记上一笔，用户们一边还钱一边“咬牙切齿”的与支付宝互动：“还了，早就还了，我自己还的”、“明天就还，催什么催”、“还了，滚！”支付宝的催收使得支付宝损失了一大部分用户。
支付宝听到了用户的心声，也是为了推广蚂蚁花呗，支付宝今年搞了一个“大动作”。今年在集五福的基础上，还新增了一张“花花卡”，抽到花花卡人将会获得支付宝“全年帮你还花呗”的超大福利。根据除夕夜的开奖结果，总计有2019人抽中花花卡，获得了“全年帮你还花呗”的超大福利。这也是马云推广支付宝的一大手笔。
根据花花卡的使用规则，2019抽到花花卡的幸运用户，从2019年2月4号凌晨开始的花呗额度。在接下来的一整年中，治腐败每个月都会送出的花呗还款红包，最高还款金额为48888元。
所以，如果你是2019个幸运锦鲤，在接下来的12个月里，会尽情的使用花呗购物，并且不用担心被支付宝“催收”。而没有被抽中的花呗用户，每月九号会继续收到支付宝的催收。
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