不想还花呗，借完卸载支付宝更换手机号，马云表现平淡无所谓
现今社会生活压力越来越大，每个月赚钱除了固定的交房租、吃饭生下就没有多少钱了。随着科技的不断发展，互联网给我们的生活带来了各种各样的便利，不论我们想要做什么，只要上网一搜，就能找到我们想要的，这当中当然也包括借钱。而且现在的各种借贷平台层出不穷，我们生活中充满着各种借贷广告，什么无息借钱啦等等，有些人迫于生活压力，便向一些借贷平台借钱。
支付宝已经是我们生活在经常要用到的软件了，为我们的生活提供了很多的便利，只要足不出户，就可以办理很多的业务。支付宝当中有一个功能就是蚂蚁花呗，很多人都已经开通了蚂蚁花呗，每个月都用着蚂蚁花呗，等到下个月发工资了，再给给花呗还钱。由于中间有了缓冲时间，所以解决了很多人着急用钱的需求，同时借花呗之后也可以分期还款。可以说花呗为我们的生活提供了大大的便利。
大家平时使用蚂蚁花呗，并不知道蚂蚁花呗其实是蚂蚁金服旗下的一款借贷平台。所以我们即便没有开通信用卡，也可以先消费，在最后固定日期还款。花呗根据每个人的不同，开始都有一定的金额，从五百到五千不等。其实蚂蚁花呗只是一个借贷平台，每个人都有他的使用方式，花呗本身没有对错，关键是我们怎么使用，能最大的体现出他的价值。
有些人在使用花呗花钱的时候十分享受，但等到要还钱的时候，由于身上没有钱，只能使用分期付款。可是分期付款是有手续费的，这样下来相对来说还是还的更多了。随着这个功能的出现，很多人以为自己发现了支付宝的漏洞。那就是现在可以借很多的前，借完之后直接卸载支付宝，并更换手机号码，这样蚂蚁花呗平台便找不到自己了，觉得这肯定是一个很好的方法。
但这真是一种好的方法吗，现在我们的手机号码都是实名制的，在使用支付宝的时候，都已经用我们的身份证进行了验证。所以即便更换了号码，卸载了支付宝，系统中已经知道了是你借的钱。所以这些钱已经在自己的名下了，即便现在不还钱，以后还是要还的。这样由于不能及时还钱，个人的征信会越来越低。这样很明显是一件得不偿失的事情。
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