花呗虽好，可不要触碰这些禁区哦，不然马云也不会帮你
今天我们要说的是支付宝的花呗功能，这是支付宝的福利，同时也是很多年轻人的最爱。不过花呗虽好，可不要触碰这些禁区哦，不然马云也不会帮你。
自从淘宝上线之后，很长时间都没有卖出去东西，因为那时电商在中国刚刚起步，并没有人认可淘宝，马云也一度被人称为骗子。直到一个叫崔卫平的人出现，打破了这种局面。他在淘宝上买了第一个产品，一台数码相机，本来也只是试一试的心理，却成就了最后的马云。但是付款却成了最大的难题，这也使得这笔交易迟迟没有完成。
但是不久之后，崔卫平在马云的帮助之下，借助一款软件最终完成了交易，支付宝由此产生。在淘宝之后的发展道路上，崔卫平也给了马云不少建议。随着人们需求的不断增多，支付宝的功能也逐渐完善。当花呗出现的时候，第一个使用淘宝的花呗额度就是1000万。很多人都会惊讶，1000万的花呗好多钱啊，至少可以买一套房子了。
但是事实很尴尬，说得崔卫平把1000万额度用完了，他就不用还一样。花呗作为支付宝最重要的功能之一，符合条件的用户都可以申请，并且会拥有一定的额度。和借呗、备用金一样，花呗主要目的只是暂时性的帮用户解决经济危机，但是不管是哪一个，都是需要还的。
花呗目前无疑是最受欢迎的，马云之前狂撒的15亿花呗红包，最直接的目的就是推广花呗。但是花呗却存在两个禁区，千万不能触碰。
花呗在规定的时间内还款是不会收取任何费用的，并且会增加额度。但是超出还款期限，后果就严重了。不仅会产生高额的利息，同时会在支付宝上留下污点，降低自己的芝麻信用分，很多功能的使用都会受到限制。如果长时间不换，你将会面临法律追究。
同时，蚂蚁花呗还存在另外一个禁区，一旦被支付宝发现，将会被关闭花呗功能。很多人为了周转资金，利用商家收款码进行额度套现，对于支付宝来说，这种行为严重违反了平台的规定，处置结果也是非常严重的。
好了，今天的小编就谈到这里了，花呗作为支付宝推出的功能，能在关键时候帮我们解决经济问题，但是花呗虽好，但是不要使用过低哦！对于花呗的这两个禁区，大家有什么不同的看法么？欢迎大家在下方留言讨论。
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