当一个人的银行账户突然存入多少时，银行才会报警调查你？
现在这个时代，大家都在努力的赚钱。有的人，是经营的现金买卖，比如一些商铺啊，但是他们也不会经常去存钱，有的人一般等到自己的现金达到十几二十万的时候才会去银行存一下。那肯定大家都会疑问，那一个人突然存多少才会被银行所调查呢？
其实啊，这个银行里面别人早就有了自己的规定。先是从一个出发点查起来的，银行首先关注的是那些大额度的交易，那么到底多大才算大呢？个人的话存取超过5万人民币，企业则超过200万人民币。而转账的话对个人来说超过50万就属于大额了。但是你做这些的时候，银行并不会对你做什么。但是你的这些交易记录就会被专门记录下来提交给相关的人员。
然后专门负责大额交易的人，再来调查是否有疑问的交易记录。那如何才能查出这里边的交易是有问题的呢？大家或许都听说过银行贴出来的标语：禁止洗钱······之内的话。其实，洗没洗钱，对专门负责的人员来说一看就能看出来了。
每个人开卡都会填写自己做的相关职业。所以，如果只是一个普通的白领，那么你每个月可能拿到手的工资可能最多几万，那么如果突然银行卡增加个二三十万，也是没有什么问题的。虽然反洗钱系统会把你列入可疑名单，但是每个家庭总会借点钱做个生意、买套房什么的，所以反洗钱调查人员也不会去管什么。可是如果突然在你账户里面多出个几百万，那可能就有问题的，你就会被他们调查。
在举个例子，比如你开了一个店铺，以前每个月都是只有几笔的流水，可是这个月突然来了几十上百比，那么你也会被银行怀疑而被他们调查是否在参与洗钱的活动。当银行的这方面人员查看了你的以往记录，对比现在的情况之后，如果他感觉你的钱来得有些不正常，他会打电话来询问相关的问题。记录下相关讯息后，银行内部会进行讨论是否合理，如果仍然发现有疑点，那么他们会把记录上交到央行处进行判决，从而更深入的进行调查。
所以很多贪污受贿的人，都是存现金在家中。因此，对于很多普通人来说，你存取钱都是没有任何问题的，就算你中了彩票500万，存进去也是没有问题的，因为那都是你合法赚来的收益，并非昧着良心赚的钱，只不过会被银行的人问问罢了。
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